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Travel Insurance

Safeguard Your Trip, Embrace the Experience: Travel Insurance for Any Destination

Protect your trip—and your health—wherever you go.


Traveling is exciting, but unexpected emergencies can quickly turn your dream trip into a financial nightmare. Whether you’re going abroad for vacation, business, or family visits, Travel Insurance ensures that you’re protected from high medical bills, flight cancellations, lost luggage, and more.


From a broken bone in Europe to a cancelled flight in Asia, this coverage gives you the freedom to travel with peace of mind.


How Does It Work?

  • Select a plan based on your trip duration, destination, and age
  • Choose from Single-Trip, Multi-Trip Annual, or All-Inclusive packages
  • Some plans include pre-existing condition coverage if stable
  • Receive instant confirmation and a digital insurance card
  • If an emergency arises, call the 24/7 assistance line provided by your insurer for support and coordination of care
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    Why Do You Need Travel Insurance?


    Most government health plans (like MSP or OHIP) only cover a very small portion of emergency expenses outside your home province or country. Even a short hospital stay abroad can cost thousands of dollars per day, and your credit card insurance may not be enough or might come with restrictions.


    Travel Insurance protects against:

  • Medical emergencies
  • Trip interruptions or cancellations
  • Lost or delayed baggage
  • Flight and travel delays
  • Emergency evacuations and repatriation
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    It’s essential not just for international travelers, but also for Canadians traveling between provinces, as provincial plans don’t always cover everything out-of-province.


    What Does It Cover?


  • Emergency medical expenses (injuries, illnesses, hospital stays)
  • Doctor and clinic visits, diagnostics, prescriptions
  • Emergency dental care due to accidental injury
  • Ambulance services and air evacuation if medically required
  • Trip cancellation or interruption due to emergencies
  • Lost, delayed, or stolen baggage
  • Flight delays or missed connections
  • Repatriation of remains (in case of death abroad)
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    Coverage limits typically range from $100,000 to $5 million, depending on your needs and destination.


    Key Types of Travel Insurance

    1. Emergency Medical Travel Insurance
      1. Covers unexpected health emergencies abroad
      2. Mandatory for many visa applications and cruises
      3. Available for Canadians and international travelers
    2. Trip Cancellation & Interruption Insurance
      1. Reimburses you for non-refundable travel expenses if your trip is cancelled or cut short due to unforeseen events (e.g., illness, death in family, natural disaster)
    3. All-Inclusive Travel Insurance
      1. Combines emergency medical, trip cancellation, baggage loss, and more—perfect for long vacations or high-value trips

    Who Should Consider Travel Insurance?

    • Canadian citizens traveling abroad or to another province
    • International travelers visiting Canada or going elsewhere
    • Students and business travelers on extended stays
    • Families or seniors going on vacation
    • Anyone who wants financial protection while traveling

    Key Features


  • Coverage up to $5 million for medical emergencies
  • Includes trip cancellation, interruption, and baggage protection
  • 24/7 global emergency assistance
  • Options for pre-existing condition coverage
  • Annual multi-trip plans available for frequent travelers
  • Plans available for Canadians, new immigrants, and visitors alike
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    Travel smart. Travel protected.

    Wherever you're headed, we’ll help you choose the right travel insurance so you can explore with confidence. No surprises, no stress—just comprehensive coverage for your peace of mind.