International Student Insurance
Worldwide Protection, Local Assistance: Your All-Inclusive International Student Insurance Plan.
Health coverage designed specifically for students studying in Canada.
If you're an international student in Canada, you may not qualify for free provincial healthcare—especially in provinces like Ontario, Quebec, and the Atlantic provinces. That’s where International Student Insurance comes in.
This specialized insurance provides coverage for medical emergencies, doctor visits, hospitalization, and more, so you can focus on your education without worrying about the high costs of healthcare.
Why Do International Students Need Insurance?
Healthcare in Canada is expensive. Without proper insurance, even a simple clinic visit or minor injury could cost hundreds—or thousands—of dollars.
International Student Insurance is:
- Mandatory in many provinces and institutions
- Required for study permit holders without provincial health eligibility
- Accepted by most universities and colleges in Canada
- Affordable and customized for students aged 15–40, including co-op and graduate students
Some provinces (like B.C., Alberta, and Brampton) allow international students to enroll in government health plans, but others require private health coverage throughout your stay.
What Does It Cover?
- Emergency medical services
- Doctor and specialist visits
- Hospitalization and surgery
- X-rays, lab tests, and diagnostic services
- Ambulance services
- Emergency dental care (due to accidents)
- Prescription medications during medical treatment
- Repatriation of remains or return home in case of emergency
Coverage typically ranges from $100,000 to $1,000,000 CAD, depending on the insurer and plan.
How Does It Work?
- Choose a plan based on your length of study, province, and coverage needs
- Submit a short application (no medical exam required)
- Pay a one-time or monthly premium
- Receive proof of coverage to submit to your school and carry during your stay
- In case of illness or emergency, contact your provider’s 24/7 assistance line for support
Claims can often be processed directly with the healthcare provider, so you don’t need to pay out-of-pocket for major expenses.
Who Is Eligible?
- International students enrolled full-time in a recognized Canadian educational institution
- Co-op students, postgraduate students, language school students
- Students on study permits who are not eligible for provincial coverage
- Dependent family members (spouse or children) in some plans
Key Features
- Up to $1 million in medical coverage
- No waiting period—coverage begins immediately upon arrival or policy start date
- Available for students aged 15–40
- Includes travel coverage during breaks or side trips
- Meets school and immigration requirements
- Renewable for multi-year study programs
Stay focused on your studies—we’ll handle the health coverage.
We’ll help you compare plans and choose the right one based on your school, province, and study duration—so you’re protected every step of your academic journey in Canada.